Description

We are not directly lending the loans, instead, we understand your financial need and profile to recommend you loan being offered from our various banking and NBFC partners. 
 
Get all kinds of Loans: 
 
We are an intelligent marketplace app aggregating all kinds of loans offered by our BFSI and NBFC partners. 
 
Our partners offer 
- Personal loan 
- Business Loan 
- Home Loan 
- Loan Against Property 
- Two-wheeler and 4 Wheeler loan 
 
We understand your loan requirements, check your credit profile, and recommend the partner bank which is right for you to choose and apply. 
 
Unsecured Loans: Personal Loan 
 
We recommend various unsecured loans like a personal loan and business loan offered by our partner bank and NBFC's. 
 
- Minimum and maximum period for repayment - 12 - 84 months 
- Maximum Annual Percentage Rate (APR) 22% 
 
Example: 
Let’s say the user has taken a loan for Rs 1,00,000 where processing fee is 2% + GST (currently 18% in India). Following are the different situations 
 
- Loan tenure 12 months, APR 10.49%. The total repayment, including interest and processing fee, comes to 1,08,133 i.e., 1,00,000 principal + 5,773 interest and 2,360 processing fees (2000 + 18% GST). Total cost will be Rs 8,133 (Interest 5,773 + Processing Fee 2,360 (2000 + 18% GST)) and There will be 12 EMIs (monthly repayments) of Rs 8,814/- each. 
 
- Loan tenure 12 months, APR 22%. Total repayments, including interest and processing fee, comes to 1,14,673 i.e., 1,00,000 principal + 12,313 interest and 2,360 processing Fee (2,000 + 18% GST). Total cost will be Rs 14,313 (Interest 14,673 + Processing Fee 2,360 (2000 + 18% GST)). There will be 12 EMIs (monthly repayments) of Rs 9,359/- each. 
 
- Loan tenure 84 months, APR 10.49%. Total repayments, including interest and processing fee, comes to 1,43,946 i.e., 1,00,000 principal + 41,586 interest and 2,360 processing Fee (2,000 + 18% GST). Total cost will be Rs 43,946 (Interest 41,586 + Processing Fee 2,360 (2000 + 18% GST)). There will be 84 EMIs (monthly repayments) of Rs 1686/- each. 
 
- Loan tenure 84 months, APR 22%. Total repayments, including interest and processing fee, comes to 1,99,138 i.e., 1,00,000 principal + 96,778 interest and 2,360 processing Fee (2,000 + 18% GST). Total cost will be Rs 99,138 (Interest 96778 + Processing Fee 2,360 (2000 + 18% GST)). There will be 84 EMIs (monthly repayments) of Rs 2343/- each. 
 
Note:- These are representative figures only actual cost may differ depending upon Loan amount, Annual Percentage Rate (APR), Processing fee, and Loan Tenure. GST rate shall be as applicable as prescribed by the Government of India. 
 
Secured Loans: 
We recommend various secured loans like home loans, Loan against the property from our partner bank/NBFC which offers the following features 
 
Check Credit Score For Free: 
Looking for loans, simply check your credit score for Zero cost and get offers from our top banking and NBFC partners within a few minutes. 
 
Understand your risk profile, Plan, Invest & Manage your wealth: 
 
If you are looking to plan, invest and manage all your investments in a single place we have got you covered, we assess your risk appetite and tolerance level to recommend various mutual funds 
 
Goal-based Fund Recommendation: 
You can do goal based investments to achieve you short-term, long term and mid term goals 
 
Financial utility tool : 
Check how much loan you can get and assess which fund will give you better returns using our smart utility tools like 
 
- Loan EMI calculator 
- SIP calculator 
- Lump-Sum calculator 
 
Know Your Net Worth: Know your total net worth using our net worth calculator. You can track your existing assets and liabilities and make your financial decisions accordingly. 
 
Trust, Data security & Privacy: 
We take your data privacy and security very seriously and store your data securely on our cloud infrastructure which is compliant with all security standards and fully encrypted.